SRUC: ‘Where there’s muck, there’s brass’

SCOTLAND’S Rural College (SRUC) has breathed fresh life into the old adage “Where there’s muck, there’s brass”. The college has worked with Bristol and Edinburgh universities to investigate alternative uses for cow dung. At present, dung is used as fertiliser or to produce “biogas”. Researchers are now highlighting the “staggering” variety of applications for recycled…

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Socially-responsible investing – ESG and impact investing

The experts from independent financial planning and mortgage management firm RobMac share their thoughts on socially-responsible investing. AT ROBMAC, we receive a lot of enquiries about socially-responsible investments and whether we are able to prepare appropriate portfolios either on a standard or tailored basis.  These types of investment are sometimes referred to as environmental, social…

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Young people want life experiences over property

A new online study from Royal Bank of Scotland has revealed that almost three-quarters (72%) of people value life experiences such as travelling, over purchasing material possessions like a new property or car. The research also reveals that almost two-thirds (64%) of those surveyed believe there is a direct link between money and happiness, with…

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Gift of Good Money Management for young people

A financial advisor turned author says we must spread important message that money education is vital for the next generation. With latest statistics revealing that UK 16-25 year olds are the most in debt they have ever been, particularly for phone debt, and with the average age of a first time homeowner with a mortgage…

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The 20 thing we love about winter – and what we hate

Cosy nights by the fire, crisp mornings and not feeling guilty about staying in have emerged among a list of things we love about winter, a study found. Research revealed a large percentage of us also can’t wait for long soaks in hot bubble baths, and digging out winter boots and wellies for walks through…

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Cash is not king – how inflation erodes your savings

There’s something reassuring about money in the bank. It’s easily accessible; stowed away  in a trusted institution; and, when you make a withdrawal, it’s tangible. No wonder then that in times of uncertainty people tend to favour cash, believing it will protect their savings. By contrast, investors often only feel comfortable investing in stocks, shares, and funds when…

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Scottish brewery launches crowdfunding campaign to open new bar

An Aberdeen brewery has started a crowdfunding campaign to open a bar in its hometown. Fierce Beer’s campaign went live at 10 am on Friday, 15 December, and has already reached £77,972 of its £100,000 target, before it closes on January 12, to raise money for the project, which see will the business to fit…

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